It’s hard to believe that anyone is investing in real estate right now, but there are excellent opportunities to make good returns on real estate in Mexico! You need to look at the right markets, however. Solid real estate investment coaching will tell you to forget about trying to wring profits out of the depressed real estate market in the US. Yes, real estate prices are lower in the US right now, but who knows when the market will recover? With the current inflation rate, you could wait years to realize a profit!

If you need solid investment performance now, considering real estate in Mexico as a viable option. Puerto Vallarta real estate has been appreciating at a rate of about 10 percent per year for the past ten years, and is expected to double in the next five.

Luxury real estate in Mexico is in especially high demand as retirees from all over the world look for ways to escape the high cost of retirement. You’ll find investors from all over Europe and Asia in addition to investors from North America here. For all of these investors, the luxury coastal real estate that Puerto Vallarta offers is a real bargain. Coupled with the low cost of living and high quality of life, it’s easy to see why real estate in Mexico is viewed as such an excellent retirement investment.

Major real estate investors like Sam Zell are saying that the real opportunities in real estate won’t be found in the US anytime soon, but bargain real estate in a positive market can be found in developing countries in Latin America, like Mexico. There are few opportunities for purchasing real estate in Mexico that are hotter than Puerto Vallarta.

Coaching Services is a real estate investment coaching firm that specializes in Puerto Vallarta real estate. We cans how you how to make the most of the real estate opportunities in Puerto Vallarta right now, and why real estate in Mexico makes such a great retirement investment.

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For many years, Mexican real estate was the butt of many jokes. Foreign investors were taken advantage of by antiquated property laws, and the basic inability to get clear title to land in Mexico. Complicating matters were constitutional issues that prevented foreigners from owning certain types of land within the country. No one wanted to discuss direct foreign investment, much less residential development in Mexico.

Fast forward to 2008. Things have changed. The government here understands the value of direct foreign investment and residential development in Mexico. They understand how difficult it was for their own citizens – let alone foreign investors – to purchase real estate in Mexico. The issue of ownership has been dealt with quite decisively, and it is safe to buy property in Mexico today.

In the past few years, banks and private lenders have judged the Mexico real estate market to be safe enough to offer long-term lending products. Construction loans, mortgages for purchasing land, buying existing property and even refinancing are now available. This is great news for investors because it means that not only can you purchase property safely, but you also have a mechanism to access and use your equity when you need or want to.

The fideicomiso system – a trust system of property ownership – allows foreign investors and Mexican citizens alike to own, use, improve, rent and sell land in Mexico. While holding property in trust rather than directly holding the deed seems unusual to American investors, it’s very safe and essentially creates a fee-simple ownership. You have absolute rights to use, occupy, improve and benefit from the property you hold in fideicomiso. The bank that holds your land trust must serve as the trustee for your sole benefit. The bank is beholden to no one but you or your designees.

You can also use your fideicomiso to designate your successor beneficiaries at the time the trust is established. If something happens to you, your successors become the primary beneficiaries immediately, no questions asked. The best news about this method of land ownership is that no owner who has used the fideicomiso to hold title to his property has ever lost his ownership interest. As an added protection, you can purchase title insurance from familiar title companies like First American Title to protect your investment.

There’s no doubt about it. Right now is the time to invest in Mexico real estate.

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In the last ten years or so, Mexico has made some major changes in the operation of its Federal government. Besides changing its laws to make foreign investment and real estate investment safer and better, the Federal government has also started making massive investments in the country’s infrastructure. The results are tangible. Mexico real estate – along with the entire Mexican economy – is hot right now.

Mexico is spending billions of dollars constructing and re-constructing highways, bridges and tunnels, water treatment and distribution facilities and more. Mexico’s infrastructure was old. In many cases, it was too old to serve its purpose. This old infrastructure was hindering Mexico’s progress and prevented it from achieving the next level of economic prosperity.

In addition, antiquated foreign ownership laws made it virtually impossible for anyone to invest in the purchase of Mexico real estate with any confidence. Mexico recognizes the importance of foreign investment, and they want to make the country a safe place for investors.

This new approach to prosperity is working wonders. Mexico’s economy is hotter than it’s ever been, thanks in large part to massive civil construction projects. Ordinary citizens are sharing in the country’s prosperity and this era of growth is unprecedented.

Smart investors should key in on the word “growth” because that’s what leads to profit. Indeed, many investment firms are saying that the real market growth is outside of the US right now. Mexico, thanks to its close proximity to the US, provides an ideal and safe environment to take advantage of this growth, especially in the area of Mexico real estate.

Now is the time to do what 1.5 million Americans have already done: invest in Mexico real estate. It’s safe, easy and you can find excellent opportunities to profit from a healthy ROI.

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Right now, there is a wonderful – but limited – opportunity to make a “ground-floor” investment in Puerto Vallarta real estate. Puerto Vallarta is one of Mexico’s hottest real estate markets right now, and it doesn’t show any signs of slowing down.

Puerto Vallarta established itself as a city more than 150 years ago, although it has been an anchorage for ships for more than 400 years. The population of Puerto Vallarta is about 350,000 right now, but it’s expected to jump to more than 600,000 by 2015. What’s behind the big jump?

Puerto Vallarta has been a favorite tourist destination for years, but it’s also quickly becoming a retirement destination. Mexico has recently replaced Panama as the number one retirement destination because of its economic strength, its close proximity to the US and its low cost of living.

The real estate mantra of “location, location, location” rings true in Puerto Vallarta, but for the investor, it’s also tempered by timing. Right now, land is still incredibly affordable, but within a short time – a few years at most – property prices here will be outlandishly similar to property prices on the US West Coast. Developers are already here building high-rise condominium projects and have priced some units in the $1 million range.

Puerto Vallarta real estate has appreciated at the rate of 10 percent per year for the past 10 years. This rate of appreciation is expected to continue for at least the next five years. After that, when the land has been fully developed here, the appreciation rate could be even higher for the select individuals who own Puerto Vallarta real estate.

Affordable Pacific Coast real estate doesn’t ever last very long. Federal law in Mexico also limits the amount of coastline that can be developed or held by foreign owners. This could be the last major opportunity to own land like this near a major city on the North American Pacific Coast. These factors all combine to make the timing of the purchase of Puerto Vallarta real estate as important as the purchase itself.

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Baby boomers are getting the best of both worlds when they invest in recreation real estate. In addition to having the use of the property, and rental income when they’re back home, they also have a familiar place to retire to when the time comes.

Buying recreation real estate is big, whether the property is a few hours from home or far away. In today’s market, it’s more important to pick up a solid performer when you buy recreation property. The initial cost of the property, its income generating potential, maintenance and care while you’re away and the potential for passing it on to children or selling it later are all things to consider when buying.

A home in Puerto Vallarta is an excellent investment, provided that it is properly located. Right now, developers have a number of projects under construction in Puerto Vallarta. High rise condominiums, resorts, and hotels are all being built. For the person who is torn between buying and building, you’ll get a much better return on your investment by building a property than you will by purchasing one whose value has already appreciated significantly.

Finding a desirable residential building site inside the city of Puerto Vallarta will be difficult. Most of the ocean-front and ocean view properties have been purchased by developers. Mexican law also limits the amount of coastline that can be developed.

A better alternative for the residential investor is to find property located outside the city, but close enough to take advantage of all of the services, activities and events in Puerto Vallarta. Ocean-view property is in high demand, as many potential retirees from all over the world flock to Mexico to snap up “bargain” properties.

By locating residential property outside the city, the smart individual investor can construct a relaxing, pleasant getaway that will have enormous appeal. Using the fideicomiso trust, investors can also name successor beneficiaries when the trust is established so there will be no difficulty in passing property on to children or grandchildren.

The flood of retirees expected to take up residence in Puerto Vallarta will complicate the investment picture. While the value of the land is certain to rise, acquisition of undeveloped residential real estate may become very difficult in the not-too-distant future. For investors who are considering a purchase of Puerto Vallarta real estate, the time to act is now!

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According to the National Association of Realtors, vacation homes and investment property purchases accounted for one-third of all real estate purchases of new and existing homes in 2007. The survey also noted that many baby boomers are returning to Mexico in droves and rediscovering places they visited when they were younger. This interest is also spurring sales of real estate in Mexico, which remain strong despite the economic downturn in the US.

The survey also noted a growing number of visitors to Mexico from Canada, Europe and Asia. In terms of real estate sales, “fly-in” destinations – those directly or easily accessible by air – were among the most popular places to purchase real estate in Mexico.

Real estate agents are aiming to reach the baby boomers, who are the healthiest and wealthiest generation to date. Owning real estate in Mexico, especially in places that cater heavily to tourists, is popular among discriminating couples who want to enjoy their retirement years.

Finding property for sale in Puerto Vallarta is not difficult, but finding property that will please both the taste and the pocketbook can be a little more complicated. Luxury property in Puerto Vallarta is available only to developers. Foreign ownership of coastal land is strictly limited, just one of many factors that will determine the appreciation of property values here.

A better strategy for finding high-value, high-potential real estate in Mexico is to look outside the city of Puerto Vallarta to the north, where tourist construction is largely absent. These coastal areas in the Nayarit state make the ideal location for prime luxury residential real estate.

If you’re interested in purchasing luxury real estate in Mexico, and are strongly considering the Puerto Vallarta area, please contact Select Mexico Properties.

If you’re considering the construction of residential property in Puerto Vallarta, you’ll find that the number of real estate financing options has increased substantially in the past few years. Fixed-rate mortgages mean that the market has opened up to many more potential investors.

Refinancing loans, something quite new in Mexico, mean that you can also take advantage of the equity gains in your Puerto Vallarta investment properties. This is an important bonus. Until just recently, there was no good way for a property owner here to tap into the equity that has built up in a home.

The financing options extend beyond existing improved properties, as well. Investors can find loans that will finance the purchase of land and the construction of a new residence.

Real estate financing here is quite safe, and isn’t affected by the same sub-prime considerations that are impacting US real estate markets. Because real estate financing is so new here, lenders don’t offer non-conventional financing products.

Lenders on both sides of the border are more willing to write mortgages for Mexican real estate because property ownership laws have been clarified and strengthened. It is now possible to secure title insurance here, which protects the buyer and severely limits challenges to ownership rights that many potential investors came to fear.

Real estate financing doesn’t just benefit foreign owners. Home ownership by Mexican citizens is at its highest levels in history, and citizens are purchasing property at fast pace, thanks in large measure to the availability of real estate financing products.

Select Mexico Properties can provide a referral list of lenders who can assist you if you are considering the purchase of property here in Puerto Vallarta. If you would like more information about real estate financing in Puerto Vallarta, please contact Select Mexico Properties today.

The Mexican mortgage industry is relatively new. Until recently, most residential property was sold in cash transactions. In the absence of mortgage products, not only were potential buyers closed out of the market, but owners of real estate in Mexico had no opportunity to put their equity to work.

Today, mortgages are available for structures, construction and land purchases. In addition, owners of real estate in Mexico can obtain refinancing loans, enabling them to take advantage of the appreciation in their property values. Unlike mortgage products in the US, most mortgages here are conventional, 30-year mortgages. The interest rates are fixed and depending upon whether the mortgages are denominated in dollars or pesos, the interest rates are very competitive, and comparable to rates currently available in the US.

The fact that owners of Mexico real estate can use the equity in their properties gives them a major advantage when it comes to making improvements in the property or simply taking the extra cash and devoting it to other interests. The rate at which property values are appreciating here in Puerto Vallarta has been measured in double digits for the last several years. The availability of refinancing loans for owners of properties here makes ownership of real estate in Mexico a far more attractive proposition.

If you’re not currently considering the purchase of real estate in Mexico, you should be, if only because the return potential here is so great.

Real estate in Mexico is hot right now; there’s no doubt about that. US real estate agencies are setting up offices in the prime tourist sites to promote vacation, second home and retirement properties. Given that the first of the baby boomers are entering retirement right now, these branch offices are here to stay.

A growing trend among those buyers not-yet-retired is the construction of a Puerto Vallarta luxury home as an investment property. Investors are taking advantage the low property costs and low construction costs to build a beautiful Puerto Vallarta luxury home. They may only stay in the home one or two weeks per year, and rent the property out to tourists and part-time residents for the remainder of the year.

In Puerto Vallarta, it’s economical to hire a small staff to take care of the property. You can make the Puerto Vallarta luxury home experience complete for your guests by providing meal, laundry and housekeeping services on the premises. You can also hire groundskeepers to care for the outside of the property.

If the location of the property is desirable, and the amenities in the home are attractive, the owner of the Puerto Vallarta luxury home can easily command hundreds, or even thousands of dollars per day. When the low cost of constructing the home is taken into consideration, a Puerto Vallarta luxury home could pay for itself in a matter of a few years.

As the owner of the Puerto Vallarta luxury home, you can either convert the home to a private residence when you’re ready to retire, or you can sell the home and bank the proceeds. Currently, Puerto Vallarta property values are growing at a double digit pace, and have been for the last several years.

A Puerto Vallarta luxury home makes sense for investors in many different situations, but one thing is certain: the appreciation you’ll see in the value of your Puerto Vallarta luxury home – whether it’s an income property or not – will make it one of the best investments of your life.

If you’re considering the purchase of real estate in Mexico and you’re not a Mexican citizen, you should know that Federal law limits foreign ownership of property within 50 km of the coastline and areas designated as border zones. To meet the requirements of the law, coastal property is held in trust, called a Fideicomiso, usually by a Mexican bank.

So do you really own coastal real estate in Mexico within 50 km of the coastline? Yes. Trusts are one hundred percent safe, and work to both establish and protect your ownership rights. In fact, the only way to guarantee your ownership stake is to use the Fideicomiso system.

The local Notario Publico will also register your purchase. In the case of a land purchase, registration is an essential step in establishing your ownership claim. Don’t be tempted to assume that the Notario Publico is a notary public like those in the US. In Mexico, the Notario Publico functions more like a judge than a notary. Notarios Publico must be Mexican by birth; must have studied for a minimum of six months under another Notario Publico; and must be a legal professional with the title of lawyer.

There are other age and character requirements for a Notario Publico, but these qualifications establish him or her to act as an arbitrator, mediator and judge; ensure that all documentation in a land purchase is correct and consistent with Mexican law; ensure that all taxes are paid; and formalize or register all land purchases. In Mexico, the Notario Publico can also issue judicial opinions and intervene in judicial proceedings.

The Fideicomiso system, along with formal registration of property by a Notario Publico, works to ensure your legal rights under Mexican law. When you are ready to purchase land in Mexico, you should work with a qualified attorney to ensure that your rights are properly established and recognized.

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